- GS pay scale 2026
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58 locality pay areasPage last changed 2026-10-07
Compare GS pay between any two locality areas, 2026
In 2026 a GS-12 step 5 earns from $101,443 in Rest of U.S. to $126,817 in San Jose, CA, and any two of the 58 locality pay areas can be set side by side below, from 17.06% to 46.34% locality pay, and compared both on paper and on what the salary buys.
Compare any two areas
GS-12, step 5: Washington, DC against Rest of U.S.
+$14,628
Washington, DC pays $14,628 more a year on paper. Rest of U.S. has no price index of its own; it buys as much only where prices are at or below 95.2, against 100 for the U.S. average.
- Washington, DC, GS-12 step 5
- $116,071
- Rest of U.S., GS-12 step 5
- $101,443
- Locality pay
- 33.94% and 17.06%
- Local price level, U.S. = 100
- 108.9 and no index
Every rate: Washington, DC and Rest of U.S.
Under the 2027 proposal the widest gap between two areas at GS-12 step 5 stays $25,374, $101,443 to $126,817 (2027 pay raise tracker).
Washington, DC against Rest of U.S., grade by grade
The same grade and step pays $14,628 more a year in Washington, DC. Whether that leaves you better off is a different question, and this section answers it for every grade.
That is the gap on paper. One of these areas has no published metropolitan price index, so the purchasing-power comparison cannot be made without inventing a number, and we will not.
| Washington, DC | Rest of U.S. | |
|---|---|---|
| Salary on paper | $116,071 | $101,443 |
| Locality pay | 33.94% | 17.06% |
| Local price level | 108.9 | — |
| What it buys | $106,601 | — |
| Rank on paper | #5 | #— |
| Rank by what it buys | #33 | #— |
Salaries as published, and the difference in what they buy after local prices: positive means Washington, DC comes out ahead. Cells marked ▲ are cut to the $197,200 statutory ceiling.
| Grade | Washington, DC | Rest of U.S. | Difference after prices |
|---|---|---|---|
| GS-1 | 34,274 | 29,954 | — |
| GS-2 | 37,313 | 32,611 | — |
| GS-3 | 42,063 | 36,762 | — |
| GS-4 | 47,215 | 41,265 | — |
| GS-5 | 52,825 | 46,167 | — |
| GS-6 | 58,884 | 51,463 | — |
| GS-7 | 65,435 | 57,188 | — |
| GS-8 | 72,464 | 63,332 | — |
| GS-9 | 80,041 | 69,954 | — |
| GS-10 | 88,138 | 77,030 | — |
| GS-11 | 96,843 | 84,638 | — |
| GS-12 | 116,071 | 101,443 | — |
| GS-13 | 138,024 | 120,629 | — |
| GS-14 | 163,104 | 142,549 | — |
| GS-15 | 191,850 | 167,672 | — |
How cheap would it have to be?
Rest of U.S. has no metropolitan price index of its own, so the straight comparison cannot be made, but turned round the question has an exact answer.
A GS-12 step 5 in Washington, DC earns $116,071 where prices stand at 108.9 against a national average of 100. That buys what $106,601 buys at average U.S. prices. The same grade on the Rest of U.S. rate earns $101,443. For those two to come out equal, the place you live on the Rest of U.S. rate would need a price level of 95.2 or below.
Of the 57 localities with published price data, 13 sit at or below that level — so the bar is reachable, but it rules out the expensive half of the country. If the job can be done from anywhere, this is the number that decides where.
The index describes what things cost now, not what they cost you: what that leaves out.
Step by step at GS-12
GS-12 step 1 in Washington, DC pays what Rest of U.S. pays only from step 6 of the same grade: that is the head start the duty station alone is worth.
| GS-12 | Washington, DC | Rest of U.S. | Gap |
|---|---|---|---|
| Step 1 | 102,415 | 89,508 | 12,907 |
| Step 2 | 105,829 | 92,491 | 13,338 |
| Step 3 | 109,243 | 95,475 | 13,768 |
| Step 4 | 112,657 | 98,459 | 14,198 |
| Step 5 | 116,071 | 101,443 | 14,628 |
| Step 6 | 119,485 | 104,427 | 15,058 |
| Step 7 | 122,899 | 107,411 | 15,488 |
| Step 8 | 126,313 | 110,395 | 15,918 |
| Step 9 | 129,728 | 113,378 | 16,350 |
| Step 10 | 133,142 | 116,362 | 16,780 |
Overtime is capped, and the cap differs
For an employee exempt from the Fair Labor Standards Act, overtime above the hourly rate of GS-10 step 1 in your own area is capped at one and a half times that rate (the rule, and who it covers): GS-10 step 1 is $37.26 an hour in Washington, DC and $32.57 in Rest of U.S., so the cap is $55.89 against $48.86. A GS-12 step 5 earns $55.62 an hour in Washington, DC and $48.61 in Rest of U.S., and is paid $55.89 and $48.86 respectively for an overtime hour.
That is 0.5 percent more than an ordinary hour in both areas. At GS-12 step 5 the cap has all but caught up with the employee in both places.
Where raises stop counting
Washington, DC has 5 of its 150 cells pinned to the $197,200 statutory ceiling. Rest of U.S. has none: every step increase there is worth its full face value, which at the top grades takes back part of the headline gap.
What each area covers
Washington, DC is a list of 55 counties; Rest of U.S. is every duty station outside the named areas (what that covers). This pairing is usually an offer in Washington, DC against staying where you are.
The full Washington-Baltimore-Arlington, DC-MD-VA-WV-PA table: every grade and step. The full Rest of U.S. table: every grade and step. To put your own grade and step against either, use the pay calculator.
The pairs people compare most
The six areas that pay the most at GS-12 step 5, each against the others: the salaries, the gap on paper, and how far apart the two are once local prices are counted.
| Pair | First | Second | Gap on paper | Gap after prices | Better off in |
|---|---|---|---|---|---|
| San Jose, CA vs New York, NY | $126,817 | $119,546 | $7,271 | $3,487 | San Jose, CA |
| San Jose, CA vs Los Angeles, CA | $126,817 | $118,264 | $8,553 | $5,554 | San Jose, CA |
| San Jose, CA vs Houston, TX | $126,817 | $116,990 | $9,827 | $8,925 | Houston, TX |
| San Jose, CA vs Washington, DC | $126,817 | $116,071 | $10,746 | $3,090 | San Jose, CA |
| San Jose, CA vs San Diego, CA | $126,817 | $115,880 | $10,937 | $6,122 | San Jose, CA |
| New York, NY vs Los Angeles, CA | $119,546 | $118,264 | $1,282 | $2,067 | New York, NY |
| New York, NY vs Houston, TX | $119,546 | $116,990 | $2,556 | $12,413 | Houston, TX |
| New York, NY vs Washington, DC | $119,546 | $116,071 | $3,475 | $397 | the same, within 1% |
| New York, NY vs San Diego, CA | $119,546 | $115,880 | $3,666 | $2,635 | New York, NY |
| Los Angeles, CA vs Houston, TX | $118,264 | $116,990 | $1,274 | $14,479 | Houston, TX |
| Los Angeles, CA vs Washington, DC | $118,264 | $116,071 | $2,193 | $2,464 | Washington, DC |
| Los Angeles, CA vs San Diego, CA | $118,264 | $115,880 | $2,384 | $568 | the same, within 1% |
| Houston, TX vs Washington, DC | $116,990 | $116,071 | $919 | $12,016 | Houston, TX |
| Houston, TX vs San Diego, CA | $116,990 | $115,880 | $1,110 | $15,047 | Houston, TX |
| Washington, DC vs San Diego, CA | $116,071 | $115,880 | $191 | $3,032 | Washington, DC |
Click a pair to load it into the tool above. A gap after prices of less than one percent of the larger salary is inside the error of the price data, and the table calls such a pair the same.
Every area against Rest of U.S.
Rest of U.S. pays $101,443 at GS-12 step 5, the floor of the schedule, and has no price index of its own, so the last column turns the question round: how cheap a Rest of U.S. duty station would have to be for its salary to buy as much as the named area’s.
| Locality pay area | Locality pay | GS-12 step 5 | More than Rest of U.S. | Prices, U.S. = 100 | Rest of U.S. matches it at prices up to |
|---|---|---|---|---|---|
| San Jose, CA | 46.34% | $126,817 | $25,374 | 115.6 | 92.5 |
| New York, NY | 37.95% | $119,546 | $18,103 | 112.6 | 95.5 |
| Los Angeles, CA | 36.47% | $118,264 | $16,821 | 113.6 | 97.4 |
| Houston, TX | 35.00% | $116,990 | $15,547 | 98.6 | 85.5 |
| Washington, DC | 33.94% | $116,071 | $14,628 | 108.9 | 95.2 |
| San Diego, CA | 33.72% | $115,880 | $14,437 | 111.9 | 97.9 |
| Boston, MA | 32.58% | $114,893 | $13,450 | 108.3 | 95.6 |
| Alaska | 32.36% | $114,702 | $13,259 | 102.4 | 90.5 |
| Hartford, CT | 32.08% | $114,459 | $13,016 | 102.7 | 91.1 |
| Seattle, WA | 31.57% | $114,017 | $12,574 | 111.1 | 98.9 |
| Chicago, IL | 30.86% | $113,402 | $11,959 | 103.6 | 92.7 |
| Denver, CO | 30.52% | $113,107 | $11,664 | 105.8 | 94.9 |
| Sacramento, CA | 29.76% | $112,449 | $11,006 | 106.7 | 96.2 |
| Detroit, MI | 29.12% | $111,894 | $10,451 | 100.3 | 90.9 |
| Philadelphia, PA | 28.99% | $111,781 | $10,338 | 102.6 | 93.1 |
| Minneapolis, MN | 27.62% | $110,594 | $9,151 | 104.8 | 96.1 |
| Dallas, TX | 27.26% | $110,282 | $8,839 | 103.1 | 94.8 |
| Portland, OR | 26.13% | $109,303 | $7,860 | 105.4 | 97.8 |
| Miami, FL | 24.67% | $108,038 | $6,595 | 114.2 | 107.2 |
| Atlanta, GA | 23.79% | $107,275 | $5,832 | 100.1 | 94.6 |
| Phoenix, AZ | 22.45% | $106,114 | $4,671 | 103.3 | 98.8 |
| Milwaukee, WI | 22.42% | $106,088 | $4,645 | 96.9 | 92.7 |
| Buffalo, NY | 22.41% | $106,079 | $4,636 | 95.8 | 91.7 |
| Richmond, VA | 22.28% | $105,967 | $4,524 | 97.9 | 93.7 |
| Raleigh, NC | 22.24% | $105,932 | $4,489 | 98.2 | 94.0 |
| Cleveland, OH | 22.23% | $105,923 | $4,480 | 93.9 | 90.0 |
| Hawaii | 22.21% | $105,906 | $4,463 | 110.0 | 105.3 |
| Columbus, OH | 22.15% | $105,854 | $4,411 | 95.5 | 91.5 |
| Cincinnati, OH | 21.93% | $105,663 | $4,220 | 95.4 | 91.6 |
| Huntsville, AL | 21.91% | $105,646 | $4,203 | 93.1 | 89.4 |
| Laredo, TX | 21.59% | $105,369 | $3,926 | 87.0 | 83.7 |
| Dayton, OH | 21.42% | $105,221 | $3,778 | 92.7 | 89.4 |
| Pittsburgh, PA | 21.03% | $104,883 | $3,440 | 94.7 | 91.6 |
| Albany, NY | 20.77% | $104,658 | $3,215 | 99.6 | 96.5 |
| Austin, TX | 20.35% | $104,294 | $2,851 | 98.1 | 95.4 |
| Colorado Springs, CO | 20.15% | $104,121 | $2,678 | 100.7 | 98.1 |
| St. Louis, MO | 20.03% | $104,017 | $2,574 | 95.1 | 92.7 |
| Charlotte, NC | 19.67% | $103,705 | $2,262 | 97.3 | 95.2 |
| Las Vegas, NV | 19.57% | $103,618 | $2,175 | 100.2 | 98.1 |
| Burlington, VT | 19.45% | $103,514 | $2,071 | 100.9 | 98.9 |
| Harrisburg, PA | 19.43% | $103,497 | $2,054 | 98.7 | 96.7 |
| Tucson, AZ | 19.28% | $103,367 | $1,924 | 96.9 | 95.1 |
| Kansas City, MO | 18.97% | $103,098 | $1,655 | 92.5 | 91.1 |
| Davenport, IA | 18.93% | $103,064 | $1,621 | 89.1 | 87.7 |
| Virginia Beach, VA | 18.80% | $102,951 | $1,508 | 97.9 | 96.5 |
| San Antonio, TX | 18.78% | $102,934 | $1,491 | 94.7 | 93.3 |
| Albuquerque, NM | 18.33% | $102,544 | $1,101 | 95.5 | 94.5 |
| Birmingham, AL | 18.24% | $102,466 | $1,023 | 91.6 | 90.7 |
| Omaha, NE | 18.23% | $102,457 | $1,014 | 91.9 | 91.0 |
| Indianapolis, IN | 18.15% | $102,388 | $945 | 95.7 | 94.8 |
| Des Moines, IA | 18.01% | $102,266 | $823 | 91.7 | 91.0 |
| Palm Bay, FL | 17.93% | $102,197 | $754 | 100.0 | 99.3 |
| Rochester, NY | 17.88% | $102,154 | $711 | 97.0 | 96.4 |
| Spokane, WA | 17.67% | $101,972 | $529 | 100.3 | 99.8 |
| Fresno, CA | 17.65% | $101,954 | $511 | 102.2 | 101.6 |
| Corpus Christi, TX | 17.63% | $101,937 | $494 | 92.7 | 92.2 |
| Reno, NV | 17.52% | $101,842 | $399 | 101.0 | 100.6 |
In 4 of the 57 areas the last figure is 100 or more: there the Rest of U.S. rate buys as much as the named area’s even at average U.S. prices. Where the last figure is well below 100, the named area’s premium survives almost anywhere. What Rest of U.S. covers.
The former pages that set each of the six highest-paying areas against Rest of U.S. now lead to that area’s own page, which carries the same comparison; the change is dated on the corrections page.
How the comparison is made
The salary comes from the published OPM table; the price level from the Bureau of Economic Analysis; one divided by the other gives what the salary would have to be at average U.S. prices to buy the same things.
Locality pay is set from what private employers in the same region pay for comparable work. It is not a cost-of-living adjustment. Regions where private salaries are high tend also to be expensive, so the two move together — but not by the same amount, and not reliably, which is why the bigger salary is not always the better offer.
Two cautions. The price index used here describes 2024, two years before the 2026 pay tables. And metropolitan boundaries do not line up exactly with locality pay areas, so the nearest metropolitan area is used as the proxy. Where two areas land within one percent of each other, the tool and the tables say they are the same rather than pretending to a precision the data does not have. State and local income tax is not modeled, nor is housing tenure (what the comparison leaves out). For a single area found from a ZIP code, use the pay calculator.