INDEPENDENTREFERENCEGSGS Pay TablesWhat the federal pay tables mean 2026 edition
Effective January 2026

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Indianapolis-Carmel-Muncie, IN$102,388a year$3,924.80Every two weeks$49.06Per hour$49.31Overtime hour#50On paper#29After prices
  1. GS pay scale 2026
  2. Indianapolis-Carmel-Muncie, IN

58 locality pay areasPage last changed 2026-10-07

Indianapolis, IN GS pay scale 2026: 18.15% locality pay

In 2026 the Indianapolis-Carmel-Muncie, IN locality pay area adds 18.15% to the General Schedule base table: a GS-12 step 5 earns $102,388, and the 150 rates run from $26,683 to $194,122.

GS-12 step 5, assembled

Base rate
$86,659
Locality pay, 18.15%
+ $15,729
Annual rate
$102,388

$3,924.80 every two weeks, $49.06 an hour, $49.31 an overtime hour.

#50 on paper, #29 after prices

+21Places gained, of 57 areas with a price index.

Buys at U.S. prices

$106,993Price level 95.7, U.S. = 100, for Indianapolis-Carmel-Greenwood, IN.

Ceiling watch

ClearNo cell reaches $197,200.

Key facts

Rank on paper, GS-12 step 5
#50 of 57
Rank after local prices
#29 of 57
Locality pay change since 2016
+3.23 points
Rank of that change
#55 of 58
Pay gap, latest council estimate
37.03%
Rate the 1990 formula would set
30.50%
Federal civilian jobs, 2025
20,862
Share of all jobs here
1.33%
Largest county by federal jobs
Marion County, IN: 15,568
Sources and methods

Every 2026 rate in Indianapolis-Carmel-Muncie, IN

Every 2026 rate in Indianapolis-Carmel-Muncie, IN, U.S. dollars a year, by grade and step. Click any cell, or use the arrow keys, and the bar at the top of the page moves onto it; ◀ marks GS-12 step 5. No cell here reaches the $197,200 statutory ceiling.
Grade12345678910
GS-126,68327,57728,46529,34830,23330,75231,63032,51432,55033,375
GS-230,00230,71531,71032,55032,91433,88234,85035,81736,78537,752
GS-332,73733,82934,92036,01237,10438,19639,28740,37941,47142,562
GS-436,74837,97339,19940,42441,64942,87444,09945,32546,55047,775
GS-541,11542,48643,85645,22746,59747,96849,33850,70952,07953,450
GS-645,83247,35948,88750,41551,94253,47054,99856,52558,05359,581
GS-750,93052,62854,32556,02357,72159,41961,11762,81464,51266,210
GS-856,40258,28260,16262,04263,92265,80167,68169,56171,44173,320
GS-962,29764,37466,45168,52870,60572,68274,75976,83678,91480,991
GS-1068,60370,88973,17575,46177,74780,03482,32084,60686,89289,178
GS-1175,37477,88780,40082,91385,42687,93990,45292,96595,47897,991
GS-1290,34193,35396,36499,376102,388105,399108,411111,423114,434117,446
GS-13107,428111,009114,590118,171121,752125,334128,915132,496136,077139,658
GS-14126,947131,180135,412139,644143,876148,108152,340156,572160,805165,037
GS-15149,323154,300159,278164,256169,233174,211179,189184,166189,144194,122
Hourly rates in Indianapolis-Carmel-Muncie, IN, 2026, U.S. dollars: the annual rate divided by 2,087 hours and rounded to the cent, as 5 U.S.C. 5504(b) sets. OPM prints the same figures in its hourly table for this area.
Grade12345678910
GS-112.7913.2113.6414.0614.4914.7415.1615.5815.6015.99
GS-214.3814.7215.1915.6015.7716.2316.7017.1617.6318.09
GS-315.6916.2116.7317.2617.7818.3018.8219.3519.8720.39
GS-417.6118.2018.7819.3719.9620.5421.1321.7222.3022.89
GS-519.7020.3621.0121.6722.3322.9823.6424.3024.9525.61
GS-621.9622.6923.4224.1624.8925.6226.3527.0827.8228.55
GS-724.4025.2226.0326.8427.6628.4729.2830.1030.9131.72
GS-827.0327.9328.8329.7330.6331.5332.4333.3334.2335.13
GS-929.8530.8531.8432.8433.8334.8335.8236.8237.8138.81
GS-1032.8733.9735.0636.1637.2538.3539.4440.5441.6342.73
GS-1136.1237.3238.5239.7340.9342.1443.3444.5445.7546.95
GS-1243.2944.7346.1747.6249.0650.5051.9553.3954.8356.28
GS-1351.4753.1954.9156.6258.3460.0561.7763.4965.2066.92
GS-1460.8362.8664.8866.9168.9470.9772.9975.0277.0579.08
GS-1571.5573.9376.3278.7081.0983.4785.8688.2490.6393.01
Biweekly rates in Indianapolis-Carmel-Muncie, IN, 2026, U.S. dollars: the hourly rate times 80, the hours of one pay period, as 5 U.S.C. 5504(b) sets; the annual rate divided by 26 gives a different, wrong figure.
Grade12345678910
GS-11,023.201,056.801,091.201,124.801,159.201,179.201,212.801,246.401,248.001,279.20
GS-21,150.401,177.601,215.201,248.001,261.601,298.401,336.001,372.801,410.401,447.20
GS-31,255.201,296.801,338.401,380.801,422.401,464.001,505.601,548.001,589.601,631.20
GS-41,408.801,456.001,502.401,549.601,596.801,643.201,690.401,737.601,784.001,831.20
GS-51,576.001,628.801,680.801,733.601,786.401,838.401,891.201,944.001,996.002,048.80
GS-61,756.801,815.201,873.601,932.801,991.202,049.602,108.002,166.402,225.602,284.00
GS-71,952.002,017.602,082.402,147.202,212.802,277.602,342.402,408.002,472.802,537.60
GS-82,162.402,234.402,306.402,378.402,450.402,522.402,594.402,666.402,738.402,810.40
GS-92,388.002,468.002,547.202,627.202,706.402,786.402,865.602,945.603,024.803,104.80
GS-102,629.602,717.602,804.802,892.802,980.003,068.003,155.203,243.203,330.403,418.40
GS-112,889.602,985.603,081.603,178.403,274.403,371.203,467.203,563.203,660.003,756.00
GS-123,463.203,578.403,693.603,809.603,924.804,040.004,156.004,271.204,386.404,502.40
GS-134,117.604,255.204,392.804,529.604,667.204,804.004,941.605,079.205,216.005,353.60
GS-144,866.405,028.805,190.405,352.805,515.205,677.605,839.206,001.606,164.006,326.40
GS-155,724.005,914.406,105.606,296.006,487.206,677.606,868.807,059.207,250.407,440.80
Source: OPM 2026 General Schedule salary table for this area, Salary Table 2026-IND, matched cell by cell.

Under the 2027 proposal this area keeps 18.15% and GS-12 step 5 keeps $102,388 (2027 pay raise; compare with Rest of U.S.).

Locality pay in Indianapolis, IN since 2016

0%25%50%20162026
Solid line: this area; dashed line: the Rest of U.S. rate.
Locality pay, percent, as printed in OPM’s General Schedule table for 2016, 2017, 2018, 2019, 2020, 2021, 2022, 2023, 2024, 2025, 2026. Sources and caveats.
Locality pay, %20162017201820192020202120222023202420252026
Indianapolis, IN14.9215.8516.2316.5716.9216.9217.2617.5717.8918.1518.15
Rest of U.S.14.3515.0615.3715.6715.9515.9516.2016.5016.8217.0617.06

From 2016 to 2026 its locality payment rose 3.23 percentage points, from 14.92% to 18.15%, the fourth-smallest rise of the 58 areas.

Among the 46 areas with a table of their own since 2016, it has slipped from 33rd to 45th by locality percentage, the biggest slide of them.

In 2024 OPM added 15 counties in Indiana to it, the second-most it added to any area, as many as it added to Minneapolis, MN.

What the 1990 pay law’s formula would pay in Indianapolis, IN

Federal Salary Council estimates for Indianapolis, IN in the editions checked here, the memos for pay in 2018 to 2026: the pay gap between non-federal and General Schedule base pay, and the locality rate the 1990 law’s formula would set. Sources: memo of January 10, 2025, Attachment 1, and the council’s earlier memos; the President’s Pay Agent on 2026; what these estimates are and are not.
Edition, for pay inData as ofListed asPay gap, %Formula rate, %Rate paid that year, %
2026March 2024Locality pay area37.0330.5018.15
2025March 2023Locality pay area39.3832.7418.15
2024March 2022Locality pay area35.8029.3317.89
2023March 2021Locality pay area32.9026.5717.57
2022March 2020Locality pay area33.6527.2917.26
2021March 2019Locality pay area37.7331.1716.92
2020March 2018Locality pay area38.0131.4416.92
2019March 2017Locality pay area38.7332.1216.57
2018March 2016Locality pay area40.4233.7316.23

What a GS-12 step 5 buys after local prices

The areas ranked next to Indianapolis, IN by what a GS-12 step 5 buys: the 2026 salary divided by the BEA price level for 2024, where 100 is the U.S. average. How the comparison is made; all 57 ranked.
#LocalityOn paperPrice levelWhat it buys
26Raleigh-Durham-Cary, NC$105,93298.2$107,921
27Albuquerque-Santa Fe-Las Vegas, NM$102,54495.5$107,324
28Atlanta--Athens-Clarke County--Sandy Springs, GA-AL$107,275100.1$107,213
29Indianapolis-Carmel-Muncie, IN$102,38895.7$106,993
30Dallas-Fort Worth, TX-OK$110,282103.1$106,976
31Denver-Aurora, CO$113,107105.8$106,925
32Tucson-Nogales, AZ$103,36796.9$106,678

Federal jobs in Indianapolis, IN

Federal civilian jobs at worksites in the 34 counties of this area, every federal pay system counted (the Postal Service in, the uniformed military out), as annual averages from the BLS Quarterly Census of Employment and Wages, 2023, 2024, 2025. BLS reports another 2,171 federal jobs in Indiana without a county; they belong to no area. Sources and caveats.
YearFederal civilian jobsShare of all jobs, %Average pay per job
202320,5001.33$86,944
202421,2341.36$89,162
202520,8621.33$91,216

Counties in Indianapolis-Carmel-Muncie, IN

34 counties paid at this rate

Indiana, 34 counties

  • Bartholomew County
  • Benton County (added 2024)
  • Blackford County (added 2024)
  • Boone County
  • Brown County
  • Carroll County (added 2024)
  • Clinton County (added 2024)
  • Decatur County
  • Delaware County
  • Fayette County (added 2024)
  • Fountain County (added 2024)
  • Grant County
  • Hamilton County
  • Hancock County
  • Hendricks County
  • Henry County
  • Jackson County
  • Jennings County
  • Johnson County
  • Lawrence County (added 2024)
  • Madison County
  • Marion County
  • Monroe County (added 2024)
  • Montgomery County
  • Morgan County
  • Owen County (added 2024)
  • Putnam County
  • Randolph County (added 2024)
  • Rush County (added 2024)
  • Shelby County
  • Tippecanoe County (added 2024)
  • Tipton County (added 2024)
  • Warren County (added 2024)
  • Wayne County (added 2024)
Source: OPM 2026 locality pay area definitions. The duty station’s county counts (how that works).

Its 34 counties are the fifth-most of any area.